This article out of St. Louis brings up a very good point about contractors and their ways of getting you to choose them for your business, and why you should make sure that what they are doing is legal.
Through no fault of the contractor some of the claims they are making about the things they can do might actually be illegal. The article uses the example of a contractor paying your insurance deductible if they are repairing something you are claiming. If you go through a bad storm, or if a tree falls on your roof and you are claiming the damage on your insurance, it is illegal for your contractor to pay off your deductible as part of his pitch to you. I had no idea that this law was in place (although it is worth mentioning that this is a local law, where you are might not have this be illegal but it’s worth keeping in mine) and chances are your contractor doesn’t know it’s illegal as well.
I’m not going to place this situation in the “if it sounds too good to be true it probably is” category, but if a contractor is making a claim like this it’s definitely worth looking into the legality of that claim just in case there is a little-known law that actually prohibits that practice.
Everyone build safe (and legal) out there!